As you seek to take or maintain control of your oral health, you may wonder what financial options are available to you. Dental insurance is one way to help mitigate the cost of oral care. We’ll review some of the most common procedures covered by insurance so you can make the best decision for your smile.
Preventive & General Care
Preventive procedures include routine check-ups, cleanings, and X-rays. Basic procedures like fillings, extractions, and emergency dental care are often covered, with patients responsible for a portion of the cost through copayments or coinsurance. You should check for expected out-of-pocket costs before enrolling in an insurance plan to avoid surprise bills after you’ve received care.
Major Procedures & Orthodontics
Major restorative procedures, which address more complex dental issues, are usually partially covered, and patients may bear a higher share of the expenses. These can include root canals, crowns, bridges, and orthodontic treatments like braces. Many dental insurance plans also incorporate a waiting period, during which coverage for certain procedures may be limited or excluded. Unlike health insurance, dental insurance rarely has an out-of-pocket maximum, so expect to pay at least some of the cost of each of your visits throughout the lifetime of your plan.
Cosmetic Procedures & Important Insights
Cosmetic dentistry procedures, like teeth whitening and veneers, are typically considered elective and usually not covered by dental insurance. Some plans may have annual or lifetime maximums, placing limits on the total amount they will pay for dental care within a specified timeframe.
Affordable, Comprehensive Dental Care in College Station, Texas!
It’s essential to review each insurance policy and coverage details, limitations, and exclusions. Regular communication with the insurance provider ensures clarity on coverage and helps individuals make informed decisions about their oral health.
For comprehensive coverage you can count on, call Hooks Family Dentistry to schedule your appointment. If you’re uninsured or underinsured, we have in-house financing options available for your convenience!
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